Frequently Asked Questions (FAQs):

1. What type of interest rate can I expect?
2. Will you tell me where I have to purchase my vehicle?
3. Are there limitations as to the type of car I can purchase?
4. I have had some credit problems in the past. Can I still apply?
5. My credit is good but very limited. Can you help me?
6. How long will this process take?

What type of interest rate can I expect?
All of our lending partners offer a wide range of rates starting at 3.89% for our qualifying prime customers. By evaluating your credit history, work history, and income, the lender will determine the best possible rate for your particular situation. (Back to Top)

Will you tell me where I have to purchase my vehicle?
Our loan specialists will be happy to refer you to a Dealership in your area; however, you may purchase a vehicle from any franchised dealership in your state. (Back to Top)

Are there limitations as to the type of car I can purchase?
Our lending partners do have certain guidelines as to the year, make, and mileage of the vehicle. Your loan specialist will go over all of these with you when they contact you. (Back to Top)

I have had some credit problems in the past. Can I still apply?
With over 50 years of automotive industry experience, we at Car Loans Now are aware that re-establishing car credit can be very frustrating to a consumer. Our lending partners have programs especially designed to help customers that have had credit problems in the past. (Back to Top)

My credit is good but very limited. Can you help me?
It has been said that purchasing a car is sometimes more difficult than purchasing your first home. Again, our lenders look at the whole customer profile so that they can help that first time car buyer. (Back to Top)

How long will this process take?
Usually, the approval process takes less than an hour; however, it can take up to 24 business hours for a decision. Once your loan has been approved and you've talked to a loan specialist, a loan package is sent, over-night, to you. With the check in hand you are ready to enjoy a stress-free shopping experience! (Back to Top)

If you have any other question please feel free to give our customer service specialist a call. (877) 784-1030

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